If the skipper is unable to participate due to an insured reason, the costs for the entire charter trip will be reimbursed.* If a crew member drops out, their share is covered by this insurance.*
Even an interruption of the trip during the charter is insured. The unused portion of the charter fee will be covered by the insurance.* Travel to and from the destination can also be insured.
*) In the event of a claim, a deductible of 20% will be applied to the reimbursement. This deductible is waived if you choose the option to eliminate the deductible.
Our Cancellation Of Travel Costs Insurance
is specifically tailored for charter trips and vacations in holiday apartments.
The cancellation of travel costs insurance will pay compensation as follows:
- If the skipper is unable to be present at the start of travel and the entire charter must therefore be cancelled, the policy will pay the incident cancellation costs in respect of the skipper and crew.
- If a crew member is unable to start the travel, the policy will pay compensation for the proportional charter price for that crew member.
- The cancellation of travel costs insurance, moreover, will compensate the unused part of the charter fee if the sailing trip is curtailed due to an insured event/circumstance.
Decide who is important to you
As a general rule, the following people are automatically covered: spouses or life partners living in a domestic partnership, their children, parents, siblings, grandparents, grandchildren, parents-in-law, and children-in-law of the travelers.
For a small additional premium, extra persons or even horses and dogs belonging to fellow travelers can be included. These animals or persons may not be part of the trip but are crucial for either the entire journey or the participation of one or more insured persons.
As an option to the travel cancellation/interruption insurance, the insolvency of the charter company and the travel provider can also be included. With our insolvency insurance, your money is protected even in the event of insolvency or financial incapacity of the charter company and the travel provider. More detailed information can be found on the insolvency insurance completion page, where you can also purchase it without a travel cancellation insurance.
Regardless of whether illnesses such as COVID-19 are caused by a pandemic or not: In the event of unexpectedly severe illnesses of the insured person before departure, insurance coverage is generally provided under our ABRV conditions. However, acts of higher authority, including the consequences of quarantine orders, are excluded but can be covered with our optional Corona Quarantine Additional Insurance. Detailed information about this option here: Corona Quarantine Additional Protection.
Please note:
For current travel warnings and information about your holiday destination, please visit the website of the German Federal Foreign Office.
- We are authorized to offer this insurance to residents of EU countries – except for Malta, Cyprus, and Slovakia.
- Always make sure to insure the full charter price. If travel costs (e.g., flights) are also to be covered, always add the total sum of all travel expenses to the charter price. The full travel price should always be insured; otherwise, the insurance will only provide proportional coverage.
- This insurance can generally be taken out up to 30 days before departure.
- If there are less than 4 weeks between booking and departure, the insurance must be taken out immediately upon booking (at least after 1 day).
- When including insolvency insurance, the insurance must be taken out within 28 days of booking.
- With the included quarantine option, the insurance must be taken out within 14 days of booking.
- Trips longer than 8 weeks and crews of more than 11 people require prior consultation. Please contact us.
The complete contract details can be found in the terms and conditions for travel cancellation insurance BRV and insolvency insurance BIV. - For policyholders not residing in Germany, the applicable insurance tax of the respective country will be charged; the total premium remains unchanged. Please consider any possible bank fees, which must be fully covered by you – especially for payments from abroad.