Owning a sailboat or motorboat means freedom, adventure, and often unforgettable moments on the water. However, with this freedom also comes the responsibility to protect your boat and other water sports enthusiasts as best as possible. Whether you are gliding over the water at high speed or enjoying the power of the wind – every boat carries its own risks that should be well covered.
In the case of sailboats, common hull damages include groundings, broken masts, lightning strikes, or issues when docking and undocking. Other typical risks include lines getting caught in the propeller, torn sails, or water ingress due to improperly closed sea valves. For motorboats, in addition to groundings, damage caused by floating debris or fire is particularly relevant, which can occur, for example, by forgetting to disconnect from shore power. The replacement of lithium-ion batteries, scratches when docking and undocking, water ingress, and engine damage are also common causes of damage.
With our insurance products, you can ensure that unforeseen events do not lead to financial burdens, but instead allow you to continue enjoying your hobby worry-free, because as specialist brokers for water sports insurance, we define our own services. Whether you find an offer through our online boat insurance comparison or our team calculates one for you personally, our excellent insurance terms are the basis of all our boat insurance contracts.
Phillip Mense
Area Manager: Insurance Offer for BoatThe most important boat insurance for every owner
Boat Liability Insurance
"Never go on the water without boat liability insurance" is what we keep saying. Even though this insurance is not mandatory in Germany, without liability it can quickly become expensive. Anyone who is on the water with his boat can damage other watercraft or even injure people and is liable with his personal assets. Boat liability insurance covers damage you cause to third parties. And it doesn't cost much at all.
The "fully comprehensive insurance" to protect your boat
Boat Hull Insurance
With our yacht hull insurance, you protect yourself against financial risks from damage to your own yacht that can happen on the water, during transport or even in winter storage. This includes for example storm or collision damage, damage caused by lightning or fire. Our conditions are practical and easy to understand. Compare our benefits with our checklist. To calculate your premium, please use our inquiry form.
Helps you or your crew in case of accidents on board
Boat-Passenger Accident Insurance!
Extensive benefits in case of accidents on board and at the jetty. With the yacht passenger accident insurance you supplement a possible private accident insurance and of course you also protect your guests. Choose your desired sum insured from two possible coverage options and enjoy a carefree time on board.
Helps in disputes in court
Legal Protection Insurance
We have developed our legal protection insurance specifically for everything to do with yachts. It includes disputes about the driver's license, damages and criminal law protection. We recommend the inclusion of contract and property legal protection, so that you are on the safe side if, for example, there is a dispute with a repair yard. If you include rental legal protection, disputes arising from rental agreements with port or winter storage operators are also insured.
Due to our contracts we can unfortunately only offer this insurance to residents from Germany.
Special risks are the best placed in our hands:
- Construction insurance for private constructors
- Cover for circumnavigators
- Charter fleets.
What can we do next? Please call our team, if you have questions. We have the right insurance for you and your boat.