FAQ Charterversicherung

  • Travel cancellation

  • Skipper liability

  • Charter deposit

How much is the deductible for the trip cancellation insurance?

  • If the occurrence of an insured event is the result
    of illness, the policy holder shall bear 20 per cent
    of the reimbursable costs himself/herself, as a minimum, however, EUR 25,00 per person.
  • In each other insurance case the deductible of 25, - Euro per person will be charged.
  • The deductible is not applicable where a full inpatient
    hospital treatment became necessary byreason of unexpected serious illness.

Can I make a trip cancellation insurance when I`ll leave in 3 weeks for my holidays?

  • Yes, but only if the booking was done shortly before. The conclusion of the trip cancellation insurance must be done immediately upon booking of the voyage.

What should I do if I have a claim?

The damage should be immediately reported:

  • via phone: +49 40 369849 - 49
  • Fax: +49 40 369849 - 11
  • Mail: charter@schomacker.de
  • or with possibility of online reporting.
Accurate information can also be found in our brochure "Insurance policies for your charter trip" on page 42 - 43 or in the customer area.
For how long is the enhanced Skipper`s  Insurance?
  • The enhanced Skippers liability insurance is valid for one year.
  • During this time, it can be used 6 weeks.
The annual policy for all types - has no limitation to 6 weeks of use.
Do I have to declare the 6-week use of the Skipper Insurance?

No, we trust our customers that you really sail only for 6 weeks a year.

When do I need the annual coverage for the enhanced Skippers liability insurance?
  • If you charter sometimes a sailing and sometimes a motor yacht.
  • If the sailing yacht is longer than 15 meters
  • If the motor yacht is longer than 13 meters.
  • If you charter yachts more than 6 weeks
Can I use the Skipper Insurance for a longer period or increase up to all types or longer yachts?

Yes! Extension and increase is no problem. You pay simply the premium difference.

What should I do if I have a claim?

The damage should be immediately reported:

  • via phone: +49 40 369849 - 49
  • Fax: +49 40 369849 - 11
  • or via Mail: charter@schomacker.de
Accurate information can also be found in our brochure "Insurance policies for your charter trip" on page 42 - 43 or in the customer area.
Why should I make a deposit insurance?

Because the charter company will keep the deposit in whole or in part if during the trip a damage to the chartered yacht occurred.

How much is the deductible within the deposit insurance?

0,00 Euro, we don`t charge you any deductible or excess, you`ll have - according to the rules - full claim compensation.

Will I be insured if I have a deposit of 1.050, - euros, and pay only a premium of 90, - Euro?

No, this can lead to problems in claim-regulation. The deposit you pay the premium for (the marked deposit), should not be lower than the real paid deposit.

With a deposit of 1.050, - Euro, the premium of 135, - Euro has to be paid.

Where can I apply for deposit insurance?

Please, follow this Link for Charter deposit application and further information.

What should I do if I have a claim?

The damage should be immediately reported:

  • via phone: +49 40 369849 - 49
  • Fax: +49 40 369849 - 11
  • Mail: charter@schomacker.de
  • or with possibility of online reporting.
Accurate information can also be found in our brochure "Insurance policies for your charter trip" on page 42 - 43 or in the customer area.
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